Group insurance for employees – KBC Team Benefit Plan and KBC Team Protect Plan
Give your employees extra protection during and after their careers.
- Provide group insurance as part of an attractive remuneration package in the war for talent
- Tax-efficient both for you and your employees
- The KBC Business Dashboard for you and KBC Mobile for your employees
As a business manager, you want to keep your staff motivated. Should you raise their gross salaries? Maybe – except they'll not receive the same amount after tax. You can offer them a beneficial alternative in the form of a KBC group insurance scheme. It's a simple way to provide them with quality protection against risks during and after their careers. If you build up a supplementary pension for your employees, they will keep twice as much as they would from a pay rise. In turn, you safeguard the future of your staff and your company.
What group insurance do we offer at KBC?
KBC Team Benefit Plan
Pension solution for later
KBC Team Protect Plan
Financial peace of mind when it counts
Why choose a KBC group insurance scheme?
Tax benefits
For you as an employer
As is the case with salaries, the premiums you pay for group insurance at KBC are tax deductible. Another plus point is that your social security contribution on the premiums is just 8.86%. That equates to a difference of around 16% compared to the social security contributions payable on salaries.
For your employees
The group insurance premiums are attractive for your employees too, as the tax-efficient arrangement means that they keep twice as much as they would from a pay rise.
Digital applications
For you as employer – the KBC Business Dashboard
You can use the KBC Business Dashboard to check your employees’ group insurance and group hospitalisation insurance as well as manage memberships.
Learn more about the possibilities.
For your employees – KBC Mobile
Your employees can check in KBC Mobile how much supplementary pension capital you have built up for them so far. For employees who are not KBC customers or who haven’t downloaded our app yet, getting started with KBC Mobile is easy and takes just a few clicks. Learn more about KBC Mobile.
Transparency
How much have you built up for each employee and what benefit can they expect to receive upon retirement or death? At KBC Insurance, we keep every one of your employees informed about the pension they’ve accrued under your group insurance scheme by displaying their current pension reserves in KBC Mobile. Your employees can also check their group insurance data and figures at www.mypension.be.
Flexibility
Your KBC contact is on hand to respond to any new requirements you have as your company grows and you hire new staff. They will work with you to find out how to optimise your KBC group insurance.
Who’s it for?
Everyone at your company is eligible, but you can also choose to limit group insurance to a certain category such as senior managers, other managerial staff or employees. The budget you set aside for this is entirely up to you.
Need more information?
Questions about your group insurance? Check out the answer in our FAQ.
