Mastercard Business Essential

54
euros per year
including a KBC Business Pro Account
  • Pay securely worldwide and online
  • Manage your card entirely digitally
  • Apply for your card the easy way online
Apply for your card now

Why this particular credit card?

Mastercard Business Essential

The KBC Mastercard Business Essential Credit Card is the ideal card for making and managing business payments quickly and securely worldwide and online. You can easily withdraw money from any ATM displaying the Mastercard logo and you get a good exchange rate automatically when you're outside the European Monetary Union. You can apply for this card for all your employees, even if they don't bank at KBC.

Everything you need to know about this card

A standard spending limit of 3,000 euros

  • Cash withdrawals: withdraw up to 620 euros (at an ATM) every four days
  • Card payments: benefit from a standard spending limit of 3,000 euros per month

Make payments and withdraw cash worldwide

Use KBC Mastercard Business Essential to make payments and withdraw cash anywhere in the world accepting Mastercard. All you have to do is enter your PIN or add your signature, including online whenever the website features the 'MasterCard Secure Code' logo.

If you need cash, you can use your card at any ATM displaying the Mastercard logo, anywhere in the world. In countries outside the European Monetary Union, you automatically get a good exchange rate.

Remember that withdrawing cash and paying abroad with your card can sometimes attract charges.

Pay quickly, easily and safely with contactless

Contactless makes paying effortless. Just hold your card close to the payment terminal reader, wait for confirmation and you’re done. Sometimes you’ll be asked to enter your PIN first.

Contactless payments are processed in the same way as when you insert your card into the terminal and enter your PIN. If you prefer not to use your card’s contactless feature, it’s easy to disable in KBC Touch, KBC Mobile or the KBC Business Dashboard.

Manage your card the easy way online

You can use KBC Touch, KBC Mobile and KBC Business Dashboard to manage your card. You can:

  • Specify where and when your card can be used (like at home and/or abroad)
  • Enable or disable your credit card for online purchases

Use the KBC Business Dashboard to specify which staff get billing statements as PDF or CSV files – or both.

Do I have to combine this card with an account?

Yes, you do. Every credit card is linked to a specific account. In the case of the KBC Mastercard Business Essential Credit Card, you can combine it with:

How do I apply for a credit card?

  1. Apply for your credit card online
  2. Sign your application digitally
  3. Receive your credit card by post if your application is approved

Charges

  KBC Mastercard Business Essential including KBC Business Pro Account
Annual fee 54 euros
Paying retailers Free of charge
Online transactions Free of charge
Withdrawing cash at ATMs 1% of the amount withdrawn (with a minimum charge of 5 euros)
Withdrawing cash in a financial institution or bureau de change 2% of the amount withdrawn (with a minimum charge of 5 euros)
Several card holders  

Exchange rate: indicative rate set by the European Central Bank (plus an exchange margin of 1.6% for payments and withdrawals in a currency other than the euro).

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