Pay holiday allowances the easy way

Arrange your KBC Cash Budget Credit online and ensure a stable cash flow.

Quick decision – you often get clarity about your application within 24 hours
Spread the cost of holiday pay over 12 months
Simple and paperless – arrange everything online in just a few steps

Why take out a KBC Cash Budget Credit?

Staff holiday pay constitutes a serious investment for many businesses. However, a KBC Cash Budget Credit enables you to pay everything back on time without putting a strain on your cash resources.

By taking out a loan to cover holiday pay, you spread these payroll costs over 12 months, while paying low interest charges. What's more, the interest and your loan-related charges are all tax-deductible.

Work it out and apply

What is the procedure – from application to drawdown – for a KBC Cash Budget Credit?

1. Start by running an online simulation

Run an online simulation of the amount you need
Get an immediate clear idea of the rate, the amount you pay off each month and the charges involved
If you agree, submit your application online

2. Application approved?

After approval, you’ll receive the credit contract (as soon as you sign it, the amount will become available)
Your repayments are deducted automatically from your KBC Current Account and spread over 12 months after your first drawdown

Get help with questions from KBC Live

Still in two minds or have questions? Our digital apps let you contact our KBC Live experts while working things out and applying.

More info

Product fact sheet KBC Cash Budget Credit

Work it out and apply