Get off to a flying start with the Boostpack.
Get up to 11 business starter benefits with your business account.
Starting your own business? Congratulations!
After opening your business account, you can apply for your benefits provided you do so within the first year of registering your business or it has still to be registered.
Keep business and personal finances neatly separated with a free personal account
If you open a business account with KBC, you’ll get a KBC Plus Account for all your personal spending thrown in for free thanks to our Twin Package Deal. It's the ideal way to keep your business and personal spending strictly separate and also saves you 51 euros a year.
✓ Tip: the annual charges in respect of your business account are fully tax-deductible.
How do you get the benefit?
- If you already have a KBC Plus Account, that account automatically becomes free when you open a KBC Business Pro Account.
- If you have a KBC Business Pro Account and then open a KBC Plus Account, contact KBC Live to apply for the discount on your KBC Plus Account.
Provided that the accounts are held in the name of at least one and the same person, or that the person holding the personal account also runs the company with the business account and has a power of attorney for that account.
Feel free to contact your local branch or KBC Live to find out more about the discount and conditions for the Twin Package Deal. This benefit is also available to businesses that have been operating for more than one year.
Have your VAT number activated for free
If you’ve still not met the requirement to join a business one-stop shop (also known as a ‘business counter’), haveAcerta or Liantis take care of your start-up formalities, and get your VAT number activated for free (save 69 euros).
For just 111.50 euros, they will (in addition to the free activation of your VAT number):
- Register your business with the ‘Crossroads Bank for Enterprises’ (CBE) database (required)
- Get your company number
- Register you with a social insurance fund for your social status and social security contributions
You qualify for this benefit if you register now with the Acerta or Liantis social insurance fund for your social security status and contributions, and arrange your registration with the CBE through one of these business counters. The discount is limited to customers who have a business account, aren’t existing members of a social insurance fund and don’t already have a company number. See full terms and conditions.
Cover your third-party liability
An accident or a mistake can happen when you least expect it. That’s why it’s a good idea to consider taking out third-party liability insurance. Commercial Liability Insurance covers loss, damage or injury you or one of your employees cause to others while carrying out your business activities. It’s a way of protecting your business assets.
Your benefit
- Get 15% off the premium for Commercial Liability Insurance for the entire term of the contract
- Get a free risk analysis and health and safety advice tailored to your business from your KBC Insurance agent
How do you get the benefit?
Make an appointment with a KBC Insurance agent near you.
Like to find out more?
Find out everything you need to know about KBC Commercial Liability Insurance or go to the ‘Good to know’ section at the bottom of this page to learn more.
This discount is not valid for existing contracts. It is only granted on the standard rate for Commercial Liability Insurance, provided the premium after the discount has been subtracted is not lower than the minimum premium set by KBC Insurance. Whether or not Commercial Liability Insurance can be taken out depends on the outcome of a risk analysis conducted by KBC Insurance.
You qualify if you have a KBC Business Pro Account and received your company number less than a year ago (counting from the day you apply for your benefit). See full terms and conditions.
Get 60 euros off your Worldline payment terminal
If you’re opening a shop, café, restaurant or practice, you’ll want your customers to be able to make card payments quickly and securely. Moreover, you are now required to offer them at least one electronic payment option.
The Link/2500 All-in-One payment terminal is your ideal solution:
- Light and compact to carry
- No fixed monthly charges
- Accepts contactless payments
- Operates on 4G & Wi-Fi (free SIM card and mobile data included)
- Tip function for satisfied customers
Your benefit
You can now buy the payment terminal for just 89 euros. That means you get a whopping 60 euros off the normal purchase price of 149 euros!
How do you get the benefit?
Order your payment terminal from Worldline.
Like to find out more?
Read all about the Link/2500 payment terminal.
You qualify if you have a business account with KBC and received your company number less than a year ago (counting from the time you apply for the benefit). See full terms and conditions.
Get your business credit card for free for a year
KBC Mastercard Business Essential lets you pay for your business-related purchases anywhere in the world. It also ensures you have a financial buffer with you at all times (with spending limits between 2 500 euros and 10 000 euros).
Your benefit
Apply for a KBC Mastercard Business Essential credit card and get your first annual card fee refunded.
How do you get the benefit?
Apply for your KBC Mastercard Business Essential credit card.
Like to find out more?
Learn all about the KBC Mastercard Business Essential credit card.
Provided your application for the KBC Mastercard Business Essential credit card is approved. The discount is not valid for existing contracts. You qualify if you have a business account with KBC and received your company number less than a year ago (counting from the time you apply for the benefit). See full terms and conditions.
Get one year’s free invoicing with Billit
Want to take away the hassle of preparing, receiving, tracking and sending invoices and quotes – and be fully compliant with the legal requirement to use Peppol for e-invoicing? If so, the Billit invoicing tool is the answer.
Your benefit
Go for digital invoicing with Billit and get a years’ free use of the module that lets you process up to 500 invoices a month.
How do you get the benefit?
Request Billit using KBC Touch or KBC Mobile
Like to find out more?
Read all about Billit.
The discount is not valid for existing contracts. After the 12-month period, this benefit will expire and the prevailing subscription fee for the module you select must be paid. If a customer switches to another module during the first year, the benefit will expire and Billit will invoice the corresponding price in full. The 500 invoices referred to above relate to documents, purchase and sales invoices (including receipts and credit notes). Use outside the licence will be invoiced at the end of the selected licence period.
You qualify if you have a business account with KBC and take out a new contract now for Billit using KBC Mobile or KBC Touch. You can also receive this benefit if you’ve been in business for more than one year.
Find and retain customers with the Joyn marketing tool
The Joyn digital loyalty platform simplifies communication with your customers. You can create loyalty promotions, use digital resources for your campaigns and welcome new customers. Along with the option to integrate cash register systems and online stores, this makes Joyn an indispensable tool for any local retailer.
Your benefit
- A special welcome pack containing such resources as handy QR code stickers, attractive window stickers, a tablet holder, physical loyalty cards and more besides
- A digital start-up session with a Joyn success coach* (he/she will be happy to help you set up your account, set up your rewards, prepare digital campaigns, etc.)
- A licence to use the ‘Expert’ product for five months, after which you can continue to use this premium version indefinitely (!) at the same price as the cheaper’ Connect’ product
How do you get the benefit?
Request a no-obligation introduction and demo with a Joyn expert.
Like to find out more?
Read all about Joyn.
* You just have to pay the VAT charged.
You get this discount if you opt for an annual ‘Joyn Expert’ contract that is paid for annually or on a monthly basis The discount is not valid for existing contracts. You qualify if you have a business account with KBC and received your company number less than a year ago (counting from the time you apply for the benefit). See full terms and conditions.
Record your daily takings the easy way with Scrada
If your business receives cash payments, you’re required by law to keep a daily receipt book. That’s something you’d probably rather not waste too much time on. Fortunately, you don't have to thanks to Scrada!
Scrada is the resource for effortlessly recording and managing cash transactions. With it, not only do you comply with Belgian law, you (and your accountant) also keep a clear record of cash coming in and going out, as well as cash transactions without an invoice.
✓ Tip: link Scrada to your accounting tool for extra convenience.
Your benefit
As a business starter, you can try out Scrada for free for two and a half months (two months plus the standard 15-day trial period, worth 30 euros). The benefit applies to each book, regardless of how many there are.
How do you get the benefit?
Apply for your benefit from Scrada.
Like to find out more?
Read all about Scrada.
You qualify if you have a business account with KBC and received your company number less than a year ago (counting from the time you apply for the benefit). See full terms and conditions.
Do your own accounting the convenient way with Dexxter
After an understandable and affordable way to do your own accounting? Dexxter is the ideal all-in-one accounting tool for sole traders. Having Dexxter also ensures you are also equipped to send e-invoices via Peppol (compliance with 2026 legislative requirements).
Your benefit
You can try out Dexxterat no charge for one month. If you're happy with your experience, you’ll get 30 euros off your first year’s subscription. You can then get your accounting organised for just:
- 150 euros a year (excluding VAT) instead of 180 euros (for non-VAT payers)
- 210 euro a year (excluding VAT) instead of 240 euros (for VAT payers)
How do you get the benefit?
Apply for your benefit from Dexxter.
Like to find out more?
Read all about Dexxter.
You qualify if you have a business account with KBC and received your company number less than a year ago (counting from the time you apply for the benefit). See full terms and conditions.
Get 156 euros off your Telenet Business Internet subscription
The Internet is essential, but even so you don't want to pay too much for it. Fortunately, Telenet Business thinks that way too and provides a starter discount of no less than 156 euros.
A few business Internet benefits:
- Fast and stable surfing: the Internet connection for your customers is strictly separated from yours, so your own network is never overloaded
- Safe to use: ask customers to log in, block unwanted websites, limit bandwidth, and much more besides
- Wi-Fi as a marketing tool: highlight your products or services on the Wi-Fi login screen for your customers
Your benefit
Get 52 euros off either your Internet subscription (Business Fibernet) or your fixed Internet and mobile bundle for the first three months. What’s more, installation and activation (usually 70.25 euros and 41.32 euros, respectively) are both included for free.
How do you get the benefit?
Just fill in the contact form on the Telenet Business website and a Telenet staff member will call you as soon as possible.
Like to find out more?
Read all about this start-up offer (in Dutch and French).
You qualify if you have a business account with KBC and received your company number less than a year ago (counting from the time you apply for the benefit). Please note that this discount does not apply to existing contracts. See full terms and conditions.
Get discounted UNIZO membership and a free copy of ‘Andermans zaken’
Becoming a member of UNIZO (Organisation for self-employed and SMEs) is a smart move, especially when you’re a starter business as it opens the way to the strongest support network for entrepreneurs in Flanders and Brussels. Some of the benefits include:
- Continuous learning via personal coaching, training courses, workshops, etc.
- Practical tools (including a business guide, model documents and legal scan)
- Networking activities for sharing experiences and inspiring each other
- A business hotline for all your urgent questions
- Having your interests defended when it comes to policymakers
You also get to enjoy a raft of partner benefits, such as discounts on fuel, discounts on national and international shipments, company financial checks and more.
Your benefit
You save a total of 57.67 euros:
- Get 10% off your membership in the first year (294.03 euros instead of 326.70 euros (incl. VAT))
- Receive a free copy of ‘Andermans Zaken’ with business tips from Kamal Kharmach (worth 25 euros)
How do you get the benefit?
Send an e-mail to lidmaatschap@unizo.be and include ‘KBC Boostpack’ in the subject line.
Include these details:
- Your company name
- Your company contact’s name
- Your company’s address
- Company number
- Phone number
- E-mail address
- Main NACE code
Like to find out more?
Read all about UNIZO.
You qualify if you join UNIZO now and have a business account with KBC.
Want to quickly open your business account?
Simply open it online and then apply for your business starter benefits!
More information about Commercial Liability Insurance
What’s covered?
- Your third-party liability
This means that KBC pays the aggrieved party:- For any loss, damage or injury caused while your business activities are being carried out
- If your products cause loss, damage or injury after being delivered
- If your work causes loss, damage or injury after being carried out
- Damage caused by fire and explosion (optional add-on)
If you fall within the scope of the Act of 30 July 1979 on the prevention of fire and explosion and on compulsory insurance for third-party liability in such cases, and you have a business premises, you must take out insurance to cover your objective liability in the event of fire or explosion.
What’s excluded?
- Loss, damage or injury caused intentionally (such as vandalism or assault)
- Loss, damage or injury caused through gross negligence (such as drunkenness or any other similar condition)
- Loss, damage or injury caused by using products or working methods that are punishable by criminal prosecution
- Loss, damage or injury caused by failure to take the necessary precautions to prevent it from recurring for the same reason
- Loss, damage or injury caused on account of the sub-standard quality of the products delivered or works performed if you were aware of it
Good to know
- This insurance is governed by the laws of Belgium.
- This insurance is valid for a term of three years and is tacitly renewed unless it is cancelled no later than three months before the main renewal date.
- Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94, fax: + 32 16 86 30 38.
- If you cannot find a suitable solution, you can contact the Belgian insurance industry's ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be.
- This does not affect your legal rights. You can obtain a quote for this insurance by contacting your KBC Insurance intermediary.
This insurance comes under KBC Commercial Liability Insurance. KBC Commercial Liability Insurance is a product provided by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium.
VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group
