Insurance

Insurance

Guaranteed income for the self-employed

KBC Guaranteed Income Insurance covers you for loss of income due to incapacity for work as a self-employed person. You can tailor it entirely to your personal situation.
Guaranteed income for the self-employed

Guaranteed Pay (Employees)

When an employee is temporarily unable to work, he or she is still entitled to receive a wage. To cover this cost for you as an employer, you can take out 'Guaranteed Wage' insurance.
Guaranteed Pay (Employees)

Accident insurance (for unpaid helpers)

Separate cover for friends and family who lend an occasional hand in your company free of charge.
Accident insurance (for unpaid helpers)

Insure the goods you're transporting

If you're on the road with a substantial amount of your own capital equipment and merchandise in your vehicle, you can protect your load against risks such as damage or theft by taking out our goods in transit insurance.
Insure the goods you're transporting

VSPSS (Voluntary Supplementary Pension Scheme for the Self-Employed)

  • For all self-employed individuals
  • Guaranteed return
  • Tax relief
VSPSS (Voluntary Supplementary Pension Scheme for the Self-Employed)

Professional Liability Insurance

What if you have to pay compensation or incur legal expenses because you or one of your employees commits a professional error? KBC Professional Liability Insurance covers both you and your business: we pay those amounts for you. Find out all about it.
Professional Liability Insurance

IPS (Individual Pension Scheme)

  • Ideal for self-employed company owners
  • Tax efficient
  • Financial protection for your loved ones
IPS (Individual Pension Scheme)

Compulsory industrial accident insurance

When you take on employees, you are legally required to take out industrial accident insurance for them immediately. In this way, you limit the financial consequences if an employee is involved in an accident at work or on the way to or from work.
Compulsory industrial accident insurance

Group insurance for employees

Do you want to safeguard the future of your company and your staff? Then you need to build up a supplementary pension through a group insurance scheme.
Group insurance for employees

Third-party liability for your business

Doing business can lead to losses and damage for which you can be held liable. This policy insures you in the event that someone files a claim against you.
Third-party liability for your business

Insurance against a variety of risks

This insurance covers your movable and immovable property for various risks, including fire, vandalism and storms.
Insurance against a variety of risks

Theft Insurance

Covers you for loss or damage affecting your goods as a result of theft or attempted theft.
Theft Insurance

KBC Group Hospitalisation Insurance

Group Hospitalisation Insurance: a supplementary benefit your employees will thank you for. It saves them from having to take out insurance while their hospital expenses are covered, and as an employer you are exempt from paying social security contributions on the premiums.
KBC Group Hospitalisation Insurance

Third-party liability insurance for medical professions

Doctors are human, too, and we can all sometimes make mistakes. They can have serious consequences. You need to have adequate protection against damages claims by patients you treat in the course of your profession.
Third-party liability insurance for medical professions

Managing group insurance

Do you want to know how to manage your existing group insurance contract? Find more information here, including an overview of all forms and useful guides.
Managing group insurance

Social VSPSS (Voluntary Supplementary Pension Scheme for the Self-Employed)

  • Tax relief
  • Guaranteed return
  • Protection in the event of incapacity for work, disability, and maternity leave
Social VSPSS (Voluntary Supplementary Pension Scheme for the Self-Employed)