Charges when building up your supplementary pension
KBC Insurance NV may charge members fees to cover costs when building up a supplementary pension. These charges include:
- Entry charges made on each contribution
- Ongoing charges made on the full amount of the accumulated reserve
You will find an overview of our charges below.
Products we currently offer
You can find more information on the product pages or in the Special Conditions.
Product | Entry charges
| Ongoing charges
| Product information |
| KBC Keyman Pension Plan (class 21) | 4.3% | 0.12% | More information |
| KBC Keyman Pension Plan (class 23) | 4.3% | 2.017% | More information |
| KBC Life Pension Plan – (Social) VSPSS | 4.3% | 0.12% | More information |
| KBC Life Pension Plan – Social VSPSS for regulated salaried healthcare providers | 4.3% | 0,12% | More information |
| KBC Life Pension Plan – NIHDI | 4.3% | 0.12% | More information |
| KBC-Life Pension Plan - SPPA | 4% | 0.12% | More information |
| KBC Team Benefit Plan | 6% | 0% | More information |
| KBC Keyman Benefit Plan | 5% | 0% | More information |
* Unit-linked (class 23) fund ‘KBC Keyman Highly Dynamic Responsible Investing’.
Products we no longer offer
These contracts were concluded prior to 1 April 2021.
Product | Entry charges
| Ongoing charges
|
| KBC Life Pension Plan – (Social) VSPSS | 5% | 0% |
| KBC Life Pension Plan – Social VSPSS for regulated salaried healthcare providers | 5% | 0% |
| KBC Life Pension Plan – NIHDI | 5% | 0% |
Products to which pension reserves can be transferred
Your accumulated pension reserve can be transferred to these products (for example, from your previous employer).
Product | Entry charges
| Ongoing charges
|
| Receiving scheme | 0% | 0% |
| Contract arising from a transfer to an institution that distributes profits and limits costs (Policy RD'69) | 5% | 0.1% |
