Got questions about Kate, communications, contact or actions?

Frequently asked questions (FAQ)

Got questions about Kate, communications, contact or actions?

Frequently asked questions (FAQ)


Kate is your digital assistant in KBC Mobile who’s always on hand to help. You can ask Kate questions about your everyday banking, your insurance or other services that KBC offers.

You can find Kate in KBC Mobile using the blue icon at the top right of your screen.

As standard, you can ask Kate straightforward questions about products, services and features that KBC offers through KBC Mobile. Simply type your question or, in some cases, ask it out loud. You can, for instance, ask Kate to transfer money for you, find a payment or show you your vehicle’s certificate of insurance.

But Kate can do more than just listen and do things for you. If you ask her for your AssurCard number, for example, Kate’ll also ask you if she can help you with a hospitalisation claim.

If you opt for proactive services, you’ll receive no-obligation suggestions you might find interesting. For instance, Kate will send you a message when you’re able to save money on your insurance or your energy bill.

Kate gets smarter every day and constantly learns from the questions you ask. If Kate doesn’t know the answer, she’ll put you through to a colleague at KBC Live. Next time, Kate’ll probably know the answer to your question herself.

We take your privacy very seriously. You can see how we handle your data in our Data Protection Statement.

Sometimes you can communicate with Kate by talking to her. When you can, a microphone will appear next to the text input bar. Tap the microphone, ask your question and Kate will listen and talk to you.

To use Kate, you need to open the KBC Mobile app. Signing for transactions (like transferring money) requires you to re-enter your PIN or fingerprint. Once you leave KBC Mobile, Kate is no longer available. That all means you can use Kate in complete safety and security.

Using our Kate service doesn’t cost a thing.


All your KBC products and services are conveniently listed under ‘My KBC’, where you’ll also find your contacts, messages and documents. If you want to make an appointment, feel free to ask Kate, your digital assistant in KBC Mobile.

You can use the Kate chat feature in KBC Mobile to help you save time and money. You can access Kate by tapping the Kate icon in the top right corner.

Digital customers will no longer receive any documents from us by post.


Messages are personal communications between you and your KBC contacts, i.e. your branch, KBC Live, your insurance agent, relationship manager or dedicated contact.

  • You can receive and reply to messages from your branch or KBC Live
  • You can receive and reply to messages from, and send messages to, your insurance agent, relationship manager or dedicated contact

You can delete your messages manually, but they will also be deleted automatically after two years.

Whenever you get an important message in KBC Mobile, we’ll notify you by e-mail. You also get a message in your home screen, which when you tap it, takes you straight to the document. Allow notifications and keep up to date!

To receive an e-mail, your e-mail address must have already been entered in KBC Mobile. You can do that as follows:

  1. On your home screen, tap your profile icon in the top left corner
  2. Go to ‘Personal details’ under ‘Profile’
  3. Tap the pencil to add your e-mail address
  4. Sign using your PIN

KBC Mobile

  1. Tap ‘More’ at the bottom right then ‘Profile’ and ///‘Client details’///
  2. Tap the pencil to add your e-mail address
  3. Sign using your PIN

KBC Touch

  1. Tap ‘Profile’ at the top right of your screen then ///‘Client details’///
  2. Enter your e-mail address
  3. Sign using your PIN

KBC Mobile

You will find your messages and documents under ‘My KBC’. Just scroll down to see an overview of them. When you’ve received a new message, you’ll get a notification on your home screen.

KBC Touch

  1. Log in to KBC Touch
  2. In the blue bar at the top, tap ‘Messages’. Here are all your messages and documents
  3. Choose a message or document you want to view
  4. Read or download your chosen document


These could be notifications required by law, invoices, certificates like the ones we send you for your tax return and other important documents that you retain for your records. Tap ‘More > Communication > Documents’ to see them.

KBC Mobile users don’t receive documents by post as standard.

We notify you by e-mail or alert you on your phone when you’ve received an important document in KBC Mobile. To receive an e-mail, your e-mail address must have already been entered in KBC Mobile. 

You also get a message in your home screen, which when you tap it, takes you straight to the document.

We use Doccle to store documents. It retains your documents for at least seven years.

You don’t have to create a Doccle account and you can view all your documents right from our Mobile and Touch apps

You can view your documents using KBC Mobile, KBC Touch or Doccle.

Watch this demo to see how you can view your documents in KBC Mobile.


Doccle is a digital mailbox that lets you receive, organise and store documents from a growing list of organisations. You can view your documents using KBC Mobile or KBC Touch without needing a Doccle account.

Creating an account may be useful though, as it lets you share and keep documents from all your suppliers in one place. If you have a Doccle account, you can jump to it in a single tap right from KBC Mobile.

Doccle lets you get banking and insurance documents from KBC, including:

  • Certificates for your tax return
  • Credit card billing statements
  • Payment requests for insurance premiums
  • Home loan documents

If you use Doccle, you can get your billing statement there.

If you pick up your registered digital document using itsme® or your eID, you can download and view it or retrieve it later from your documents under ‘My KBC’.


Kate, your relationship manager, branch, KBC Live and insurance agent contact details (where applicable).

This is our team of experts who are on hand to answer any urgent questions you may have. If you have a relationship manager, they’re your first point of contact. If you don’t have one or you can’t reach them, our KBC Live experts will help you as much as possible when it suits you best.

Make an appointment

Just ask Kate to help you schedule an appointment or to change or cancel one you’ve already made.

Yes, you can.

  • Go to ‘My KBC’
  • Scroll down to the ‘Contacts’ section and tap ‘All contacts’
  • Tap your appointment
  • Tap the three dots icon and select ‘Add to calendar’

Log in to KBC Mobile and either ask Kate or go to ‘My KBC’ > ‘Your contacts’ > ‘All contacts’. You will find a list there of all your appointments. Tap the appointment you are looking for. You will find all the details of your appointment here, along with a button to start the conversation in MS Teams.


Look for the speech bubble or Kate icon at the top of your screen and tap it to call us or chat with us.

You chat with one of our advisers or a chatbot. If the chatbot can’t help you, it calls in an adviser.

Contact KBC Live weekdays from 8 a.m. to 10 p.m. and Saturdays from 9 a.m. to 5 p.m. If an adviser is available, you can start your chat. If not, your message will be queued.

You can put your chat in the background while active in KBC Mobile. You’re alerted once an adviser is available and you can return to your chat by tapping the speech bubble at the top of the screen again.

Even if you close KBC Mobile completely, your chat stays active so you can continue it next time you log in. 

The adviser or chatbot will only end your chat when you indicate that you don’t have any more questions. We automatically end the chat after three days of inactivity.

You can view your currently active and previous chat again going back up to three months.

Getting notifications

A notification is a personal alert that is displayed on your phone, also known as a push notification.

Your phone’s settings let you switch notifications on or off for each app you have installed. We recommend switching on notifications for KBC Mobile so you don’t miss any important messages.

Our app lets you manage certain notifications and whether you receive them or not. You can manage your notifications under ‘Settings’.

  • Notifications about payments: ‘Start > Your profile icon/photo at the top left > Notifications’
  • Commercial notifications: ‘Start > Your profile icon/photo at the top left > Security and privacy > Privacy > Commercial settings’

If you’re not logged in to KBC Mobile, a pop-up will appear on your phone’s home screen. If you are logged in, you’re also shown notifications there at the top of your screen.

On iOS and Windows phones, a badge (a circle containing a number) also appears in the KBC Mobile app to show that there is a new notification.

We notify you about important messages you shouldn’t miss, such as when:

  • You have received a message from your branch
  • You have to sign a document
  • You receive an urgent message, for instance concerning payment of your Kate Deals, payment of an invoice relating to your home loan that we were unable to make, or the imminent expiry of a voucher issued by The Click
  • You receive an important message, for instance if we suspect that you may have been the victim of fraud committed with your credit card or prepaid card, there has been a derivative investment in this portfolio, etc.

You can also be notified when:

  • An amount is credited to your KBC Plus Account or KBC Business Account
  • An invoice from KBC Insurance falls due for payment
  • A direct debit payment is due to come out of your account
  • A credit card payment is due to be debited from your account
  • A transaction cannot be carried out (e.g., a loan repayment)

The information displayed is limited and gives more of an idea of what the notification contains.

When you add an account with another bank, you allow KBC to access its details for a limited time, say, 90 days. Once that has passed, you need to renew your consent so we can access your account details again. If you don’t, you won’t get notified of incoming payments any more.


Tap the bell-shaped icon at the top right. If you don’t see this icon displayed, you have no outstanding actions.

This is where we alert you to things you need to do, like pay bills, clear your account or sign documents.

Simply tap an action to do what it asks. You’ll be guided through the various steps to do this.

No. Each action tells you where you can do it (KBC Mobile, KBC Touch or KBC Invest).