Patio or garden loan

From 3.65%*
  • Get your loan at our top-value rate
  • Turn your dream garden or patio into reality
  • Calculate your loan online and apply right away

Why go for a garden loan with KBC?

Fancy a new garden patio, shed, bench or lawn? Transform your garden and make your green-fingered dreams come true with a great-value loan from KBC. Once we've received proof of investment from you, we'll set the wheels in motion right away.

More information on the KBC Garden Loan

Work out and apply for your loan online

Our KBC Touch and KBC Mobile let you easily work out and apply for your loan. They give you a personal rate right away, just like we do at your branch. We make it easy! Don’t take our word for it though. Ask the more than 80% of our loan applicants who’ve requested their loan online. Have questions or need advice? Our KBC Live is there for you.

Our Touch and Mobile apps also show you full details of your loan. See quickly:

  • How much you have left to pay off
  • When your next repayment is due
  • How long your loan still has to run and what you pay each month

You don’t need to have a current account with us to apply for a garden loan. Simply work out your garden loan with us on our website.

Rate and term

The rate of interest is 3.65% 

Our minimum term for a KBC Garden Loan is six months. Our maximum term for this type of loan:

  • follows the statutory repayment terms
  • may not exceed 120 months
Disbursement of your garden loan

We will disburse your garden loan

  • once we have received the signed documents and proof of investment from you
  • onto a specified account or joint account in your name
When do you start paying off your loan?

You start making your loan repayments one month after your garden loan is paid to you. All subsequent monthly repayments will take place on the same day of the month as the initial repayment.

Instalment loan details

Work out and apply for your loan

* Representative example: for an instalment loan of 10,500 euros to be repaid over 60 months at a fixed annual debit rate and annual percentage rate of charge of 3,65%, you pay 60 instalments of 191,44 euros per month or 11.486,30 euros in total. Rate applies on 27-09-2022 for terms of up to 60 months, for an instalment loan used to finance regular renovations.