Remember, borrowing money also costs money.

Holiday loan

95% of our customers apply for their loan online

At 8.39%

Make repayments at your own pace
Arrange your loan quickly and easily online
Borrow from as little as 1000 euros

Representative example: for an instalment loan of 10,500 euros to be repaid over 60 months at a fixed annual debit rate and annual percentage rate of charge of 8.39%, you pay 60 instalments of 213.33 euros per month or 12,799.14 euros in total. Rate applies from 03-11-2026 for terms of up to 60 months, for an instalment loan used to various personal purposes.

What is a holiday loan?

Whether it’s a round-the-world trip, a luxury cruise or a hiking trip in a far-away country, your holiday dreams can sometimes stretch beyond your budget.

Thanks to a holiday loan, you can spread the cost of your trip over a number of fixed monthly payments. This enables you to put your holiday plans into motion, ensures you don’t have to pay everything in one go and means you know in advance exactly what you have to pay each month.

Your holiday loan at a glance:

Repayments are made monthly
You work out your loan online and see what you pay each month
If you’re a customer at KBC, you can get a complete overview of your loan in KBC Touch and KBC Mobile

Work out your holiday loan

Work out and apply for your holiday loan

How does your simulation work?

Fill in the amount you want to borrow (at least 1000 euros and no more than 75,000 euros in your app/15 000 euros on the website)
Select the term for paying off your loan
Work out your monthly repayments
If the loan suits your plans, apply for it online

Work it out and apply

More information about your holiday loan

Not a KBC customer?

Not to worry. If you don't have a current account at KBC, you can still work out and apply for your loan online.

An example with figures

You want to do a tour of the West Coast of America and estimate it will cost you about 3 000 euros. You’ve already saved 2 000 and would like to borrow the remaining 1 000 euros.

If you decide to pay off your loan over a period of one year, you’ll pay around 87 euros a month. In the end, you will have paid back about 1 044 euros.

Is there a difference between taking out your loan online or at your KBC branch?

If you want to take out your loan at a KBC branch rather than online, that’s perfectly possible too. Your personal rate will be exactly the same. The only thing that may differ is the minimum and maximum term of your loan.

Work out your holiday loan

Got a question or require more information?

Our staff at KBC Live are on hand to assist you over the phone or by video chat (evenings and Saturdays included).

* Form of credit: instalment loan. Lender: KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RLP Brussels, FSMA 026.256 A. Subject to your credit application being approved by KBC Bank NV.