KBC Universal Banking Service


Starting from just 3.25 euros a month
Having account statements posted to you once a month costs 2.50 euros extra
  • Secure and contactless payments with your debit card
  • Includes 24 cash withdrawals from our ATMs or at Bancontact CASH points
  • Includes 60 manual transactions (such as paper-based transfers)
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Why choose the KBC Universal Banking Service?

If you don't have a smartphone, PC or tablet, or you prefer not to bank digitally, then the KBC Universal Banking Service is ideal for you. Included is a debit card and current account which you can use safely and securely to receive payment and make contactless payments. It also includes a set number of cash withdrawals and manual transactions per year. What’s more, you can attach add-on services which you only pay for when you use them.

If you want more, like a credit card or the ability to bank on your smartphone, PC or tablet, you should go for a KBC Basic Account or a KBC Plus Account.

More about this current account

What is included in the KBC Universal Banking Service?
  • A current account
  • A KBC Debit Card
  • 24 cash withdrawals in euros per year at KBC, CBC and KBC Brussels ATMs or Bancontact CASH points
  • 60 manual transactions per year (such as paper-based transfers and cash withdrawals in euros at the counter)
What's it going to cost you?
KBC Universal Banking Service 3.25 euros a month
Account statements sent by post once a month 2.50 euros a month
Cash withdrawals in euros at KBC, CBC and KBC Brussels ATMs or Bancontact CASH points 0.50 euros per transaction (first 24 cash withdrawals exempt)
Cash withdrawals in euros at other banks’ ATMs 0.50 euros per transaction
Cash withdrawals in euros abroad (Europe) 0.50 euros per transaction
Transfers in euros (on paper or at the counter) or via KBC Live 1.00 euros per transaction (first 60 manual transactions exempt)
Cash withdrawals in euros at the counter 1.00 euros per transaction (first 60 manual transactions exempt)
Additional debit card 0.75 euros a month
What if you want a credit card?

You can get one with a KBC Plus Account.

What if you want to bank online?

You can bank online with a KBC Basic Account or a KBC Plus Account.

How do you apply for the KBC Universal Banking Service?

You can sign up to the KBC Universal Banking Service at any KBC branch. Drop by your nearest branch or make an appointment beforehand.

Make an appointment

More info