Selling your home? These are the things you need to organise!
You’ve found your new dream home; perhaps you’re moving in with your partner, or you’re moving abroad... whatever the reason, you want to sell your old home. But what are the formalities you have to complete first? And how much is your home worth? Don’t worry! We’ll make sure you have everything in place before the sale of your house or apartment.
- Request all your certificates and inspections in one go
- Discover the value of your house or apartment
- Have your property valued by an Immoscoop estate agent
Selling a property takes more than just posting a few photos online
Selling your house or apartment is not just a matter of placing a classified ad on a property website site and waiting for interested parties to come and view your property. There are a number of certificates and inspections you need to organise first.
For example, you must be able to prove that you are the current owner with the authentic title deeds. You are also required by law to have a valid EPC certificate and your electricity supply or heating oil tank must be checked. Was your home built before 2001? If so, it is important to have your house or apartment checked for asbestos. Once you have all these documents in place, you can start working on what is probably the most important thing for you: estimating the value of your property.
You can arrange everything with KBC Mobile. Request your certificates and inspections in one go and estimate the value of your property yourself or have it valued by an Immoscoop estate agent. This way, you can get everything in place before selling your home.
This is how KBC helps you sell your home
What is an EPC certificate?
An EPC, or Energy Performance Certificate, indicates how energy-efficient your home is, based on a rating. There are A, B, C, D, E and F ratings; the higher your rating (A), the less energy your home uses. If your property has a rating of E or lower, then a renovation obligation applies for the new owners.
You are required by law to have an EPC certificate when you sell your home. You will also receive tips on how to improve your home’s energy performance. This might enable you to carry out minor works so that your house or flat increases in value; because homes with an A or B rating are more sought after in the housing market.
If you have recently modified your electrical installation or it has been25 years since it was installed, you need to apply for a new inspection certificate. System faults or damaged wires can cause short circuits, electrocution or even fire. The inspection certificate can be either positive or negative but you are still required to have it. Without it, you will not be able to sell your home. In the event of a negative report on the certificate, the new owner is obliged to have remedial works carried out on the electrical installation.
Check for asbestos
Asbestos is a material that was previously widely used in home construction. Since 1998, the production, sale or use of asbestos has been banned because of its harmful health effects. Was your home built before 2001? If so, the building materials used could potentially contain asbestos. You therefore need to obtain an asbestos certificate for your property. This certificate provides information on the materials used, so the new owners are also aware and can remove the asbestos if necessary.
If so, your heating oil tank must comply with a number of rules. These ensure that you are not polluting the soil and harming the environment. Before selling your home, you therefore need to have your above-ground or underground heating oil tank checked. You will receive a certificate that you are obliged to show to potential buyers.
How much is your home worth?
With KBC Mobile or KBC Touch, you can immediately obtain an indicative estimate of the value of your home thanks to our handy simulation tool. Simply answer a few questions and receive your valuation! If you would prefer a professional estate agent to visit, you can also request this online. Up to a maximum of three licensed estate agents will contact you for an appointment. KBC is partnered with Immoscoop for this service.
