Your credit facility is subject to a debt clearance requirement. Before the end of the debt clearance period, you must have fully paid off the outstanding balance on your credit facility at least once so that the outstanding balance comes down to zero.

Torn your new coat? The Purchase protection insurance covers the costs up.

• Start saving (for later)
• Get personal investment advice
• Bank from the comfort of home

Find answers to problems such as having difficulty logging in on your computer, your card reader isn't doing what you expect it to do or you can't see details of one of your accounts.