Invest with ease
Every time money comes off your current account, you invest a small amount to build your leftover change into a bigger investment.
Using our KBC Mobile app? Start in just a few taps.
Just open KBC Mobile on your phone and begin investing your spare change in just a few taps.
Also suitable for existing investors
Got an investment plan with us? Use it to invest your spare change and top up what you’ve already invested.
How does spare change investing work?
Lots of transactions take place on your bank account, such as transfers, standing orders, payments, you name it.
When you start to invest your spare change with us, your everyday spending is rounded up to the nearest euro. Once your roundups reach 10 euros, that’s automatically put into an investment plan for you. It makes investing so easy you’ll forget you’re even doing it.
For example, if you pay 3.51 euros for a bag of sweets, we’ll take 4 euros off your account and add 49 cents to your investment plan.
We’ll do this for all your everyday spending (unless you’d go overdrawn on your account as a result), quickly building your leftover change into a tidy investment.
How it works
You can invest spare change on an individual current account, or on a joint account if you are married.
Unfortunately, it is not possible to invest spare change on a joint account if you cohabit either de facto or legally.
Like to invest more? You can!
Want to add money to your investment plan? Simply set up a standing order to add to your investment every month on top of your roundups.
Does it cost anything?
Investing your spare change involves no extra charges on top of the usual fund entry charges.1
Easy to manage using KBC Mobile
Our KBC Mobile smartphone app lets you see how much you’ve already
invested and what that may have made you in the meantime.
Pause your roundups if you need to in a tap with our KBC Mobile app. It’s easy to restart roundups afterwards.
Did you know that...
The average customer gathers up about 90 cents in roundups a day or a monthly investment of around 20 euros.
Get started in no time
Open KBC Mobile and you’re done in just a few taps!
1 A fund is an institution that pools money from a group of investors and invests it in various types of financial instruments to spread potential risks. ‘Fund’ is a common name for an Undertaking for Collective Investment (UCI).
Investments for everyone
- What is a KBC Investment Plan?
- Invest small amounts (starting from 25 euros)
- Follow the steps in KBC Mobile to start investing in no time
Personal investment advice on your smartphone
- Receive proposals that fit you and your budget
- Get investment, savings and pension plan proposals
- Open investment, savings and pension plans with ease
Periodic investment: easier than you might think
- Want to get more from your savings? Start investing regularly
- Periodic investing may offer higher returns, but also greater risks
- Start investing regularly with ease