MobilePay

Pay on your phone without a card and card reader with KBC Mobile

MobilePay

Pay on your phone without a card and card reader with KBC Mobile

Shop online with ease

Pay fast with your phone in online stores.

Pay conveniently in shops

Leave your debit card and cash at home.

Split bills with friends the easy way

Get paid back by QR code or payment request on social media.

What is MobilePay?

MobilePay is our KBC Mobile app’s handy feature that lets you pay or get paid on your phone without a card and card reader.

What can you do with MobilePay?

Online shoppen met MobilePay

1. Split bills with friends the easy way

Love heading out with friends? Use MobilePay to work out who owes what and share the bill.

Ask your friends to repay you by Facebook, WhatsApp, e-mail or text message or get them to quickly pay you back by QR code.

2. Pay in shops

Scan a QR code

MobilePay recognises several types of QR code for making payments. Simply scan a Payconiq, Bancontact, KBC or other available QR code to pay.

Hold your phone close to the payment terminal

Simply hold your phone close to the payment terminal to make contactless payments of up to 50 euros (your phone just needs to be on). There’s no need to even unlock it or open our app.

This feature is available to customers using our Mobile app or Google Pay on an Android phone.

3. Shop online

Avid online shopper? Pay in a snap with MobilePay. Simply select KBC as your way to pay, scan a QR code with your phone and you’re done.

4. Repay friends

Get repaid quickly yourself using one of these options:

  • Generate a QR code
  • Ask to be repaid by text, WhatsApp or Messenger message and several other ways

Pay someone back fast several ways:

  • Find them in your contacts and repay them by Payconiq in our KBC Mobile app
  • Accept their payment request
  • Scan their QR code

It’s easy to sign up to use our Mobile app’s Payconiq feature. See how it works.

Get MobilePay in KBC Mobile

How it works

Get paid

Open KBC Mobile then ‘MobilePay’
Tap ‘Receive payment’ and opt to get paid by one or more people
Select your account, enter the amount and add a message
Send a payment request or generate a QR code

Pay from your contacts

Log in to KBC Mobile and tap the blue circle
Tap ‘Pay contacts by Payconiq’ and choose who you want to pay from your contacts using Payconiq
Enter the amount and tap ‘Confirm’ to pay by Payconiq

Repay a friend

Open KBC Mobile then ‘MobilePay’
Tap ‘Make payments’
Scan your friend’s QR code

Shop online

Select KBC when you go to pay
Browsing on your phone? Open KBC Mobile to pay for what you’re buying
Browsing on your computer? Open KBC Mobile, tap ‘MobilePay’ and scan the QR code to pay

Pay in shops

Open KBC Mobile then ‘MobilePay’
Tap ‘Make payments’
Scan a QR code at the till to pay

Interested? Get KBC Mobile

Frequently asked questions

How do I pay by contactless using the KBC Mobile app on my phone?

  1. Enable contactless payments using KBC Mobile where you manage your debit card settings. Pay by contactless on your phone as long as our app stays on it.
  2. Hold your phone against a contactless payment terminal. For amounts of up to 50 euros, your phone only needs to be on. There’s no need to even unlock it or open our app.
  3. Get payment confirmation from the terminal.
    You’ll sometimes still have to enter your KBC Mobile app PIN to spend over 50 euros, make five consecutive payments of under 50 euros or authorise payments bringing you over a total of 100 euros spent on smaller transactions. Once you’ve entered your PIN, you’ll need to hold your phone against the terminal again.

When is my PIN required when paying contactless?

You need to enter your PIN for payments over 50 euros. In multi-storey car parks (and similar parking structures), the threshold is 50 euros. Outside Belgium, lower thresholds may apply.

Consecutive purchases can be made without entering your PIN until they reach 100 euros. When you reach that threshold you're asked to insert your payment card into the payment terminal and key in your PIN as a security check to prove the card is indeed yours.

For instance:

  • You're buying some odds and ends in the supermarket and the price comes to 12 euros. You pay contactless without entering your PIN.
  • Next door, you see a scarf, which you snap up for 24 euros. You pay contactless without entering your PIN.
  • Next day, you purchase tickets for the movies costing 16 euros. You pay contactless. But your PIN will be required because your total consecutive contactless payments now exceed 100 euros.  

Can I opt to switch off the 'contactless payments' function?

You can opt to switch the contactless function off and back on again in KBC Touch, KBC Mobile and KBC Business Dashboard.  

Getting started with KBC Mobile

Manage your accounts on your phone: easy and secure, wherever and whenever you want.
Getting started with KBC Mobile

Bank on your phone

  • Get our 5-star Mobile app
  • No debit card & card reader
  • Start mobile banking
Bank on your phone

Pay safely and securely in online stores

You can pay for online purchases easily with your debit card or credit card. But did you know that KBC Mobile is the quickest and easiest way?
Pay safely and securely in online stores

Questions about online banking and security in KBC Touch

Discover how your secret code might not be that secret, what we at KBC do with your details and what you can do to prevent fraud.
Questions about online banking and security in KBC Touch
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