Get a clear idea of your car expenses
- Work out your car's monthly running costs in a few clicks
- Adjust the data to get a tailored result
- Also works with a non-KBC loan or insurance
To find out what your car costs you each month, add it to MyMobility and get an instant estimate of your monthly running costs.
For a more accurate calculation, refine the simulation by answering a few targeted questions. You’ll then see an estimate of what it costs to run your car each month in terms of fuel, repairs and maintenance, taxes and so on.
Your KBC products in view
If you use KBC Mobile for car-related matters, MyMobility will display the KBC products that are linked to your car. For instance, this includes your current loan, insurance cover, fuel expenses, and repairs and maintenance. In fact, everything you need to know about your car is conveniently set out in one place.
Complete your overview
If you’ve taken out a loan or insurance somewhere else, that's not a problem. Simply add the most recent figures to your details in MyMobility and get a clear idea of your monthly car expenses, even when your loan or insurance is from another company.
More information about MyMobility
The Total Cost of Ownership (TCO) provides an estimate of what your car costs you, with the estimated figure taking due account of both fixed and variable costs. The calculation is based on the data available to KBC. If certain information is not available, it will be requested in order to arrive at the most accurate estimate possible. When all the data is not entered, we show a range within which the cost is estimated to lie.
The TCO calculation takes into account the make and model of the car, the year of initial registration, the type of fuel used, transmission type, engine type (optional), kilometre reading, the number of kilometres driven per year and information about your loan and insurance. These details are entered automatically when they are linked to one of KBC’s banking or insurance products. In other cases, you can fill in these details or update them yourself.
Depending on how your car was added, you can log in to KBC Mobile and use MyMobility to update certain details relating to your car and the associated costs.
If you added your car manually, you can change the vehicle details yourself. If the car is insured with KBC, the official details are retrieved automatically on the basis of the chassis number (VIN). These details are linked to your insurance and therefore cannot be changed.
To update the details relating to a car added manually:
- Log in to KBC Mobile and go to ‘MyMobility’
- Select the car whose details you want to update
- Tap the three-dot menu (...) and select ‘Edit details’
- Make the necessary changes and save them
Besides the vehicle details, you can update the data for your TCO calculation to get an idea of the total cost of owning your car. It’s important to remember that costs linked to %ùbank%% products cannot be changed as long as they are linked to your car.
To update your TCO data:
- Log in to %%product.mobile%% and go to ‘MyMobility’
- Select the car and tap ‘View details’
- Go to the overview of your costs and tap ‘Details’
- Select the costs to be updated and tap ‘Edit’
- Update and save the data
You can return to Kate's estimates at any time should you wish to use them again for reference purposes.
Contact the helpdesk:
- Fill in the form and ask your question
- Call 016 43 25 30
Tap the three dots at the top right of this additional service to see all contact details.
Loan type: Instalment loan. Subject to your loan application being approved by KBC Bank NV. Lender: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium, VAT BE 0462.920.226, RLP Brussels.
Things you should know about KBC Vehicle Insurance
KBC Vehicle Insurance is a third-party liability insurance policy required by law. More information on this product can be found in the insurance information document, which we recommend you read carefully before taking out the product.
KBC Vehicle Insurance may include one or more of the following types of insurance cover: compulsory third-party liability insurance, legal assistance insurance, comprehensive all-risk insurance, semi-comprehensive insurance, KBC-VAB roadside assistance insurance and driver accident insurance.
This product is governed by the laws of Belgium.
The different forms of cover in this policy apply for a term of one year and will be tacitly renewed, unless the policy is cancelled no later than three months before the principal renewal date.
Complaints
Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, or if you have taken out this insurance online, please contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. + 32 16 43 25 94. If you cannot find a suitable solution, you can contact the Belgian insurance industry’s ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be. This does not affect your legal rights.
Visit our website or contact one of our insurance experts to request a quote for KBC Car Insurance.
KBC Vehicle Insurance is a product provided by: KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium
VAT BE 0403.552.563 – RLP Leuven
Company authorised for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979).
Member of the KBC group
What is and isn’t covered under third-party liability insurance
What is covered?
- Loss, damage or injury you cause with your vehicle to third parties, both material (e.g., exterior damage, damage to buildings, etc.) and physical (i.e. death or injuries)
- Injuries sustained by pedestrians, cyclists or passengers in traffic accidents in which your car is involved (even if you are not liable, you can claim on this insurance)
What is not covered?
- Damage to your own vehicle
- Bodily injuries sustained by the driver in a traffic accident
- Damage caused by taking part in competitions
- Damage you cause intentionally
The complete list of exclusions can be found in the general conditions.
What is and isn’t covered under semi-comprehensive insurance
What is covered?
- Damage caused by martens gnawing on cables and conduits
- Breakage of car window glass or sunroof glass
- Break-ins, theft and vandalism during theft
- Hail damage or damage caused by forces of nature (storm, lightning, flood, etc.)
- Damage caused by fire, explosion or fire-extinguishing activities (including damage caused by melting due to a short circuit)
- Damage caused by collisions with wild or stray animals
- Falling aircraft or aircraft parts
- Any additional vehicle features which you can no longer use after your car has been declared a total loss (e.g., a set of winter tyres or a roof box)
What is not covered?
- Damage to your own car caused by a traffic accident (for which you can take out our fully comprehensive insurance)
- Your physical injuries as the driver of your vehicle (for which you can take out our driver accident insurance)
- Theft resulting from leaving the vehicle unlocked and unattended on a public road
- Damage caused by wear and tear or lack of maintenance
- Damage caused intentionally
The complete list of exclusions can be found in the general conditions.
What is and isn’t covered under fully comprehensive insurance
What is covered?
- Damage caused by a collision, fire, glass breakage, theft, vandalism, forces of nature, filling up with the wrong type of fuel, collisions with animals, and gnawing martens
- The cost of replacing locks or reprogramming the locking system if the car keys are stolen
- Medical expenses as a result of a carjacking or home invasion
- Vehicle registration tax is covered free of charge if your vehicle is declared a total loss
- Damage to transported items intended for personal use is compensated up to 1 500 euros in the event that the car is also damaged (e.g., bicycles on the bicycle rack or luggage in the roof box)
- Any additional vehicle features which you can no longer use after your car has been declared a total loss (e.g., a set of winter tyres or a roof box)
What is not covered?
- Damage caused under the influence of alcohol (more than 0.15%) or in a similar condition due to the use of substances other than alcohol
- Damage resulting from failure to comply with legal driving conditions
- Damage caused intentionally
- Theft resulting from leaving the vehicle unlocked and unattended in a public place
- Your physical injuries as the driver of your vehicle (for which you can take out our driver accident insurance)
The complete list of exclusions can be found in the general conditions. Read the product information in full before taking out insurance.