Invest through a KBC Investment Plan

• Invest in funds starting from as little 25 euros a month: build up an investment over time in a practical way.
• Choose your approach: go for a broad all-in-one fund, a theme that’s important to you or a fund that suits your risk preference.
• Leave everything to fund managers: our experts keep a close eye on the markets and make adjustments when necessary.
  

Investing through a plan is a readily accessible way to get started in the investment world. You let the experts take care of managing your investment, so you don’t have to constantly monitor it and make adjustments yourself. And once you’ve become more familiar with investing, you can add to your portfolio by including, say, ETFs or index trackers.

With an investment plan, you don't pay anything extra apart from the usual charges for the investment fund selected. Entry charges are usually between 2% and 3.5%. And, like all investments, it also entails certain risks.

By investing each month, this regularity ensures that you invest in both good and bad times, meaning you end up investing at average prices. And that regularity can pay off in the long run, as you can see below.

Even in more difficult circumstances, the stock market usually manages to bounce back well. As long as you stay invested for long enough, the good years will have time to cancel out the poorer ones. Another plus point is that you get to benefit from the capitalisation effect, i.e. the income earned on your investment could in turn generate even more income. This enables your assets to grow faster, even when the amount you invest each month remains the same.

Ready to set up your plan or prefer an approach that suits your risk preference? Both options can be accommodated. Simply choose the formula that’s best for you.