A debit card for making secure, fast payments throughout Europe
Contactless payments with your card
Capability to manage your banking on your smartphone or tablet with KBC Mobile
Or on your desktop with KBC Touch
Cash withdrawals at KBC/KBC Brussels/CBC ATMs
Cash withdrawals (24 times) at non-KBC/KBC Brussels/CBC ATMs or Bancontact CASH points
Banking at KBC self-service terminals

Which add-ons can you attach to the KBC Basic Account?

Second debit card	0.75 euros/month
Personalised debit card	10 euros
Credit card*	Free of charge
Cash withdrawals at other ATMs in the euro area	0.50 euros from the 25th transaction
Cash withdrawals in euros at counters	2 euros/transaction
Paper-based euro transfers or over-the-counter transfers	2 euros/transaction
Overdraft facility (KBC Budget Facility)	Free of charge

If you use a lot of add-ons, a KBC Plus Account might work out cheaper for you. Switching accounts is really easy and you get to keep your card and account number.

Two debit cards that let you pay by contactless
Ability to personalise your debit card with a favourite photo twice a year
Mobile banking capability on your smartphone or tablet (KBC Mobile)
Online banking capability on your desktop (KBC Touch)
Additional services in KBC Mobile including Apple Pay and a digital safe
Cash withdrawals in euros at KBC/CBC/KBC Brussels ATMs
Cash withdrawals at other ATMs in the euro area
Banking at our self-service terminals or branches
Paper-based transfers at the counter
Card lost or defective? You’ll receive your replacement card by post within 5 business days

Which free add-ons can you attach to the KBC Plus Account?

Credit card (subject to your application being approved)
Notifications (text alerts for 'secure card use', 'rejected payment orders' and 'incoming payments')
Overdraft facility (KBC Budget Facility)*
Replacement card reader

The young person’s account is a free KBC Plus Account for 10- to 24-year-olds. Under-18s cannot apply for a KBC Credit Card or a KBC Budget Facility. If you’re the parent of a minor child, you can use the ‘Parental supervision’ feature in KBC Mobile to indicate whether your child may bank online, make contactless payments and so on.

You must be 18 or over to open your own current account. If you’re younger, only your parents or legal guardian may open the account for you.

Move hassle-free from another bank courtesy of the free bank switching service.. KBC will take care of virtually everything for you within eight business days..

If you’re already with KBC, you can quickly and easily open a current account online for your child (free of charge for 10 to 24 year-olds). Make sure your child has already been added to your ‘Family situation’ before opening the account.

Open an account for your child

Add your child first

Open an account for your child in KBC Mobile

Add your child first

If you’re not a customer with us, come and get to know us first. Make an appointment at a KBC branch near you.

Most customers opt for a joint KBC Plus Account, which comes with two debit cards as standard. If one of you is under 25, the Plus Account is free of charge!

Open your joint account online:

Get going with the KBC Business Pro Account and keep personal and business transactions strictly separate thanks to the personal account (KBC Plus Account) we throw in for free.

Even if you don’t currently have Belgian citizenship or a permanent address in Belgium, you can still apply online for a current account with us. It's important to remember that when you arrive in Belgium, you must go to your branch to sign for and pick up your debit card. Be sure to take along your ID card and residence permit.

After opening your account and before getting your card, KBC Mobile is updated with your card details so you can already use them to make payments. Link your card details to Apple of Google Pay and pay right away with your smartphone, smartwatch or wearable.

Open your account the easy way online

Already a customer? Open your account in KBC Touch

Open your account the easy way online

Already a customer? Open your account in KBC Mobile

Run into a problem or have a question?

Ask your question

More information

KBC Debit Card Regulations

Package Regulations

General Banking Terms and Conditions

Fee Information Document

* Subject to your application being approved.

The KBC Credit Card is issued by KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium, VAT BE 0462.920.226, RLP Brussels.

The KBC Flex Budget facility is an open-ended credit facility linked to the KBC Credit Card and used as an additional means of drawing credit.

Lender and card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV.

Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94 or ombudsman@ombudsfin.be, https://www.ombudsfin.be/en/introduce-a-complaint. This does not affect your legal rights.