Silver Mastercard with purchase protection

This cover protects your purchases against accidental damage and aggravated theft (involving violence or forced entry) for up to 90 days after purchase. The items have to have cost over 50 euros and been purchased using your KBC Silver Credit Card.

If you catch your new jersey on a door handle after a week, that’s covered.

What’s excluded?

• Damage caused intentionally by you
• Ordinary wear and tear

Good to know

• The insurance is offered by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB. Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group.
  
• The conditions of cover are available from all KBC Bank branches and at www.kbc.be/en/silver. The applicable general conditions alone determine your right to compensation from the insurer.
• You can submit any advertising complaints you may have to complaints@kbc.be, tel. 016 43 25 94 or ombudsman@ombudsfin.be, www.ombfin.be. You can submit any insurance complaints you may have by e-mailing info.be@thewarrantygroup.com or info@ombudsman-insurance.be,  www.ombudsman-insurance.be.
• You must register for the insurance policy in order to benefit from its cover. Signing up is free of charge. You can submit a claim under the insurance as long as your credit card is active and you have paid the card fee. The insurance ends automatically when the contract between KBC Bank NV and the insurer is terminated.
• Belgian law applies.
• This insurance is a class 16 product (financial loss insurance).
• For a quote, please contact your KBC insurance intermediary.

This cover adds a further two years to the two-year warranty required by law.

If your dishwasher or power drill gives up the ghost after three years, you will receive compensation for the cost of repairing or replacing it provided the item was purchased using your KBC Silver Credit Card.

What’s excluded?

• Damage caused intentionally by you
• Ordinary wear and tear

Good to know

• The insurance is offered by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB. Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979). Member of the KBC Group.
  
• The conditions of cover are available from all KBC Bank branches and at www.kbc.be/en/silver. The applicable general conditions alone determine your right to compensation from the insurer.
• You can submit any advertising complaints you may have to complaints@kbc.be, tel. 016 43 25 94 or ombudsman@ombudsfin.be, www.ombfin.be. You can submit any insurance complaints you may have by e-mailing info.be@thewarrantygroup.com or info@ombudsman-insurance.be,  www.ombudsman-insurance.be.
• You must register for the insurance policy in order to benefit from its cover. Signing up is free of charge. You can submit a claim under the insurance as long as your credit card is active and you have paid the card fee. The insurance ends automatically when the contract between KBC Bank NV and the insurer is terminated.
• Belgian law applies.
• This insurance is a class 16 product (financial loss insurance).
• For a quote, please contact your KBC insurance intermediary.
  

• Fast payments across the world using the Mastercard network
• Online shopping and travel and ticket reservations
• Cash withdrawals at ATMs worldwide

A KBC Silver Credit Card has a standard spending limit of 2,500 euros a month. Alter your limit in real time using the KBC Mobile app or KBC Touch.

Our apps even let you temporarily raise your spending limit over the maximum amount, as long as your card doesn’t have a KBC Flex Budget facility.

For as little as 4.25 euros a month, you have the convenience of a KBC Silver Credit Card, including your current account.

Your credit card spending is generally deducted from your account in one go in the next month. If you want to spread your repayments over several months, link your KBC credit card to a KBC Flex Budget facility. This extra cash reserve can be repaid at your own pace. In exchange for a certain rate of interest, you choose how much you pay off every month.

Learn more about a KBC Flex Budget facility.

This lets you pay using your credit card without having to enter its PIN. All you have to do is hold your card against the terminal. If you’d sooner not, you can disable the option in KBC Touch.

Find out more about contactless payments.