Intelligent investment: how do you do that?
‘Anyone seeking a high return on the stock market has to accept more risk. And more risk means a bigger chance of fluctuations in the market along the way.’
This is primarily how banks have looked at your profile as an investor for decades. The way you cope with ups and downs is used to measure the ‘risk’ parameter. It determines whether you are a defensive or highly dynamic investor or somewhere in between.
Besides this rational element, however, investing is also linked to an emotional decision-making process. We’re all different when it comes to how we react to interim rises and falls on the stock markets. Investors with precisely the same defensive profile can react differently to those ups and downs.
If the stock market falls for several days in a row, Defensive Investor A wants to respond immediately. Defensive Investor B, by contrast, shrugs their shoulders and takes another look at their investments a month later.
Here at KBC, we think we can do better than the traditional approach, in which return and volatility (those ups and downs) are the criteria. Which is why we now go a step further: full account should also be taken of your peace of mind.
Does the adrenaline of the markets keep you awake at night?
In that case, we propose an investment solution that responds rapidly and substantially to market fluctuations. While it’s obviously not possible to exclude those swings entirely, we take as much account as possible of your preferences.
Do you keep your cool even when the markets are jumping all over the place? Then you’re probably better off with a fund that allows that kind of fluctuation.
By adding your sensitivity to interim losses as an extra dimension, we can offer investments that are more closely tailored to you individually. Whether the sun is shining on the market or it’s in the middle of a thunderstorm.
Smart investing comes down to seeking a return without having to worry about it unnecessarily. And without giving up unnecessarily on investing and missing out on a potential future return.
The upshot? You’re comfortable with your investment and can get on with enjoying what’s important to you in life.
Interested in investing? We'll be happy to help you further.
KBC Investment Plan
You can invest periodically for as little as 25 euros a month. Investing this way is so easy that you can do it on your smartphone. Just set up an KBC Investment Plan in a few taps, where and when you want, and you're good to go. Click or tap below to discover all the benefits.
KBC Easy Invest Service
If you have a larger amount to invest and want to put it to work, simply sign up to the KBC Easy Invest Service and our specialised fund managers will do the rest. Tap or click below and find out all you need to know.
KBC Wealth Management Service
If you have a larger amount to invest but need some help on how to invest it, get the personal advice of a team of experts to ease the task. Find out more about our Wealth Management Service.