How do I apply for a credit card online?

How do I apply for a credit card online?

Applying for a credit card online is quick and easy. We'll post it to you within five banking days. All you need to do is log in to KBC Touch and you're set to go! If you have any questions, just ask them by chat in Touch.

Step by step

Step 1: Log in to KBC Touch

This takes you to the overview of your current and savings accounts, and your credit cards when you have them. Go to ‘Credit cards’ and click + to get started.

Step 2: Select the current account you want to link the credit card to

You can link a credit card to a KBC Plus Account. If you already have a KBC Basic Account it's easy to switch to a Plus Account in KBC Touch.

Step 3: Choose a credit card or prepaid card

We've got a choice of cards to suit your needs. Not sure which card to go for? Check out our comparison table.

Step 4: Opt for flexible repayments if you want

If you want to repay the full amount you've spent on your card every month, choose the first option.

If you'd rather spread your repayments, choose the second. You can spread repayments with our Flex Budget.

Step 5: Enter your personal details

We'll need your personal details and possibly also your expenditure and income.

If you opt to spread your repayments, you can also take out Financial Protection Insurance.

Step 6: Send your request

If your application is approved immediately you'll be taken to the signing screen. Otherwise you'll be asked to upload proof of income documents in KBC Touch.

Step 7: Sign your application digitally

When your application has been approved you can sign the documents in KBC Touch. Once you've signed, your application has been finalised.

All the documents you signed digitally will be sent to your KBC Touch inbox within one banking day. 

Step 8: You'll get our new credit card within 5 banking days by post

Once you've received it, you can request your PIN by text message. We'll tell you how to do this in the letter accompanying your credit card.


Should I opt for flexible repayment?

If you prefer not to pay off the full balance on your card in one fell swoop every month, go for flexible repayment. You will still have the option of paying back the full amount in one go if you want.

Which credit card should I go for?

You'll see that you can choose from four different credit cards. Take your time to decide which card suits you best. If you're finding it difficult to choose, check out our credit card comparison table. 

Need help?

During the application process you can easily launch a chat session by right-clicking on 'Live chat'. You can also contact us in the evenings and on Saturdays. You can also send a message via 'contact', at the bottom left of the Touch menu.

We're also there for you by chat or over the phone on KBC Live if you need to know more or ask us a question.

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