Celebrate the freedom of leisure
The best time to prepare for retirement is right now. Whether you’re 40 or 60, a private individual or entrepreneur, start planning now for the things you want to do later.
Ready to make your plans for the future?
Your retirement opens the door to many new opportunities, ranging from hobbies and travel to spending more time with your loved ones.
If you’re keen to stay busy and earn some extra money, consider taking on a flexi-job or doing something truly fulfilling like volunteer work.
Make tomorrow a time to look forward to.
Map out your income and expenditure and check on the situation regarding your pension. Want to work past retirement age or prefer to retire earlier? And roughly how much will your retirement pension be?
Use our handy overview to get a better idea of where you stand.
Don't miss your chance to save on tax at these key ages
If you have a pension savings plan, long-term savings plan or both, the ages of 54, 60 and 64 are key ‘tax milestones’. At these ages, you need to do certain things to continue benefiting from the maximum amount of tax relief possible. For further information, see ‘3. Make conscious choices’.
Tip: if you turn on ‘Extra convenience’ in KBC Mobile, Kate will alert you at key moments. Go to ‘Settings’ in the app, scroll to and tap ‘Privacy’ and then ‘Extra convenience’. Don’t have KBC Mobile or not with us? Download KBC Mobile.
- Saving and investing: does the current way you save and invest contribute to your future plans, or should you be making a few adjustments now?
- Property: does your home need renovations carried out on it, would you prefer to rent or do you want to continue making property investments?
Our overview will help you make the choices that are best suited to your future.
Healthcare costs, lasting powers of attorney and estate matters. Although not exactly the nicest things to talk about, dealing with them provides peace of mind and certainty.
Think about old age and when you’re no longer around and take the time now to put arrangements in place.
Review your plans for the future from time to time
Dreams and plans can change. So, check your plans from time to time to see whether they still suit your needs. We regularly supplement all this information to ensure you always stay up to date.
When you run a business, you undoubtedly think about its future regardless of whether it’s a company, sole-trader business or self-employed activity. Prepare yourself and your company for the future and don’t leave it too late to think about the following:
- How do I build up a pension for myself?
- How do I protect myself, my family and my business?
- What happens to my business when I retire?
Thinking ahead today paves the way for carefree enjoyment tomorrow.
