Green loan: for energy-efficient investments

Temporarily from 1,29%* (until 30 June)!
  • Get your loan at our sharp rate
  • Invest at least 50% of your budget in energy efficiency or security
  • Avoid paying origination and registration fees

Why go for a green loan with KBC?

Ready to look to the future and live in an energy-efficient, well-secured home? Just send us proof of your investment1 and we’ll set things in motion for your KBC Green Energy & Security Loan application. 

At least half of your investment must be for eco-friendly home improvements or enhancements that boost your home’s security or fire safety.

More information on the KBC Green Energy & Security Loan

When can I take out a KBC Green Energy & Security Loan?

Green energy loan

This loan is for you if at least half of your home improvements are for energy-efficiency or security-enhancing purposes:

Energy-saving enhancements that are eligible include:

Heating

• New central heating or solar boiler
• Water pumps and other geothermal energy systems
• Thermostatic taps

Insulation and glazing

• Double and high-efficiency glazing
• Roof, wall or floor insulation
• Green roof or facade
• Asbestos removal

Aeration and ventilation

• Ventilation systems
• Airtightness testing and improvements

Water

• Low-energy hot water systems
• Water saving and filter systems, like rainwater harvesting
• Wastewater purifiers
• Rainwater filtration systems for drinking water

Electricity and lighting

• Low-energy lighting
• Solar panels
• Home batteries
• Wind turbines
• Charging stations
• Home automation systems

Audits

• Energy audits (including energy performance certification)

Fire safety improvements that are eligible include:

• Fire-resistant doors
• Emergency ladders
• Smoke detectors
• Automatic fire extinguishers

Home security improvements eligible for financing include:

• Access control systems (windows, doors and skylights)
• Alarm systems
• Security cameras
 

Renovation loan

If your energy-efficiency improvements represent less than 50% of your expenses, our renovation loan may be the one for you.

Even more benefits

  • You can make even more long-term savings with energy-efficiency investments
  • Investing in the security of your home protects you and your loved ones. 
  • And that’s not all. Your home will also be worth more if you sell or let it later.

Work out and apply for your loan online

Our KBC Touch and KBC Mobile let you easily work out and apply for your loan. They give you a personal rate right away, just like we do at your branch. We make it easy! Don’t take our word for it though. Ask the more than 80% of our loan applicants who’ve requested their loan online. Have questions or need advice? Our KBC Live is there for you.

Our Touch and Mobile apps also show you full details of your loan. See quickly:

  • How much you have left to pay off
  • When your next repayment is due
  • How long your loan still has to run and what you pay each month

You don’t need to have a current account with us to apply for a KBC Green Energy & Security Loan. Simply work out your KBC Green Energy & Security Loan with us on our website.

Rate and term

The rate of interest is 1,29% until 30 June 2021 (1.79% as from 85 months).

The minimum term for a KBC Green Energy & Security Loan is six months. The maximum term:

  • Follows the statutory repayment terms
  • May not exceed 120 months
  • May not be longer than the economic life of what you're paying for

Disbursement of your renovation loan

We will disburse your renovation loan

  • Once we have received the signed documents and proof of investment from you
  • Onto a specified account or joint account in your name

When do you start paying off your loan?

You start making your loan repayments one month after your renovation loan is paid to you. All subsequent monthly repayments will take place on the same day of the month as the initial repayment.

Instalment loan details

* Representative example: for an instalment loan of 10.500 euros to be repaid over 60 months at a fixed annual debit rate and annual percentage rate of charge of 1.29%, you pay 60 instalments of 180,77 euros per month or 10.845,90 euros in total. Rate applies on 25-02-2021 for terms of up to 60 months, for an instalment loan used to finance energy-saving renovations.

* Representative example: for an instalment loan of 10.500 euros to be repaid over 85 months at a fixed annual debit rate and annual percentage rate of charge of 1.79%, you pay 85 instalments of 131,56 euros per month or 11.182,05 euros in total. Rate applies on 25-02-2021 for terms of up to 85 months, for an instalment loan used to finance energy-saving renovations.

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