Work out your renovation costs and subsidies with Setle

Over 40,000 customers have used Setle to work out their renovation costs and subsidies.

Get an estimate of your costs, grants and subsidies
Run as many simulations as you like (free of charge and without obligation)
Use the estimate provided to apply for a home loan

Having second thoughts about renovating? You’re not alone!

Whether you want to buy a property, improve it or make it more energy-efficient, planning a renovation often raises all kinds of questions.

How much does renovating actually cost?
What is needed to improve your EPC?
In what order should you tackle your renovation works?
Which renovation grants are you eligible for?

Work out the cost of your renovations

Get a realistic idea of your renovation costs and more besides!

Whether you’re making minor modifications to your home or carrying out a full renovation, Setle allows you to draw up a detailed renovation plan in no time.

Plan your renovation

Simply choose the improvements you want to carry out and compare different scenarios to work out your priorities.

See the impact on your home straight away

Find out which improvements will have the greatest effect on your EPC rating and see what’s needed to make your home more energy-efficient or compliant with renovation requirements.

Keep your budget under control

Get a realistic cost estimate based on current market prices in your region and adjust your plans where necessary.

Don’t miss out on any grants

Get a quick idea of which subsidies you’re eligible for and how to make the most of them.

Download your renovation report

This comprehensive overview serves as solid foundation for your renovation and you can use it when applying for your loan.

Work out the cost of your renovations

Use your renovation report to apply for a home loan

If you’re looking for a loan to finance your renovation, the renovation report is all you need to start applying for a home loan with KBC, so you don’t have to get any additional quotes from contractors.

Customer experiences

Setle was an excellent help when preparing our renovation budget. The detailed breakdown we received was greatly appreciated by the bank. It contained all the costs involved in the work, as well as the subsidies we would be entitled to. We’re now the proud owners of our dream home.

Yanno and Klaartje Liebens

Where can you find Setle in KBC Mobile?

Open KBC Mobile and tap ‘Offer’
Scroll to ‘Home & energy’ and tap ‘Calculate your renovation’
Calculate the cost of your renovation

Work out the cost of your renovations

Want to know more about Setle?

Who is Setle?

We have partnered with Setle to provide the ‘Calculate your renovation’ service. Setle closely monitors the latest renovation trends, ensures the price simulation reflects the market and offers a simple, straightforward way to get smart insights.

Learn more about Setle.

How much does this service cost?

KBC customers can use this service free of charge and with no obligation in KBC Mobile.

What kind of properties can I use this service for?

You can use it to plan a renovation for both flats and houses in Belgium.

Can I run more than one simulation?

Absolutely, you can run different simulations for one or more properties and compare the renovation costs.

How does Setle work out the cost of my renovation?

Setle gives you an immediate idea of your renovation costs based on market prices in your region and your personal preferences.

Can Setle also help me with energy-efficient renovations?

It certainly can. Setle shows you the best way to make your home as energy-efficient as possible within the constraints of your budget.

How do I know if I’m entitled to any grants?

Setle lets you see at a glance which grants and subsidies you’re entitled to.

Does Setle also account for the financial impact of a loan?

Yes it does. Setle will give you a detailed overview of what it will cost to finance your renovation with a home loan.

Can I use Setle if I’m not a KBC customer?

You must be a KBC customer to be able to make use of this service and the benefits via KBC Mobile.

It’s easy to become one.
If you’re already with us, just log in to KBC Mobile, tap ‘Offer’ and then ‘Calculate your renovation’.

Who do I contact if I have a question or a problem?

You can call our helpdesk on 016 43 25 30 or fill in the form and submit your question.

Tap the three dots at the top right of this additional service to see all the relevant information on questions or problems.

Work out the cost of your renovations

The KBC Home Loan is a mortgage loan for immovable property Lender: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE0462.920.226, RLP Brussels, FSMA 026256 A. Subject to your loan application being approved by KBC Bank NV.