Want to not only do your day-to-day banking, but get the most from your current account and enjoy all the benefits, too? Or prefer an account with our free basic services? At KBC, you can easily switch whenever you want from our Basic Account to our Plus Account, and vice versa. You get to keep your account number and debit card, and any direct debits, standing orders or powers of attorney continue as before.
Did you know that you earn 15 Kate Coins when switching from a KBC Basic Account to a KBC Plus Account? You can then use them for a cashback when you take out KBC CyberSecure Insurance. You can find your Kate Coins under 'My KBC' in KBC Mobile, or just ask Kate!
If you’re not quite sure what you want to do, don’t worry! We’re happy to list the benefits of both current accounts again to help you make up your mind.
The benefits of our current accounts
| KBC Basic Account | ||
| Cost | Free of charge | 3.25 euros/month |
| Credit card | Free of charge | Free of charge |
| Second debit dard | 0.75 euros/month |
|
| Personalised debit card | 10 euros | |
| Cash withdrawals in euros at other banks (in Europe) | 0.50 euros as from 25th transaction | |
| Cash withdrawals in euros at counters | 2.00 euros/transaction | |
| Online banking | ||
| Free service available through KBC Mobile: digital safe |
||
| Apple Pay | ||
| Goal Alert | 0.99 euros/year |
Switching to a different account
In KBC Mobile
- Log in to KBC Mobile
- Tap 'My KBC' at the bottom of your screen
- Select the current account you want to change
- Tap '...' at the top of the screen next to your name
- Tap 'Settings'
- Tap 'Account type' to change your KBC Basic Account to a KBC Plus Account
- Continue using your existing account number and debit card
In KBC Touch
- Log in to KBC Touch
- Go to 'Payments'
- Tap or click the current account you want to change
- Select the 'Manage' tab
- Tap or click 'Account type'
- Select 'Upgrade your account' to change your KBC Basic Account to a KBC Plus Account, or 'Switch your account' to do the opposite
- Continue using your existing account number and debit card
