Free young person’s account
Join 1.7 million holders of a KBC Plus Account (free of charge for 10-24 year-olds)
- Two personalised debit cards and a credit card*
- Best banking app in the world according to Sia Partners
- Arranged in just a few minutes with itsme®
Why go for a young person’s account?
Welcome gift: a power bank
Two debit cards that let you:
- Withdraw cash over the counter and from public ATMs
- Pay in almost any shop, filling station or restaurant and on virtually any website
- Transfer money to your own or others’ accounts
(with instant credit transfers to another KBC account)
Online and mobile banking
- Online banking on your PC, laptop or tablet with KBC Touch
- Mobile banking on your phone with KBC Mobile
MobileCash & MobilePay on your phone
- Withdraw money using MobileCash
(no need for your debit card, just the KBC Mobile app)
- Transfer money with MobilePay
(just scan a QR code using the KBC Mobile app on your phone and you’re done)
Our spending limits for young people aged between 10 and 17 differ from those applying to adults. If you’re under 18, your parents manage how much you can spend. Over-18s are subject to our standard KBC Debit Card limits, which you can easily change yourself using KBC Touch or KBC Mobile.
Standard limit for under-18s
- Daily limit for cash withdrawals: 120 euros
- Weekly limit for cash withdrawals: 900 euros
- Weekly limit for payments: 900 euros
Maximum limit for under-18s
- Daily limit for cash withdrawals: 500 euros
- Weekly limit for cash withdrawals: 5 000 euros
- Weekly limit for payments: 2 500 euros
If you’re over 18 and already earning an income, you can opt for a young person's account that includes a credit card. Get yourself the whole package for a great special price. Bear in mind that your application has to be approved first.
If you’re over 18, you can go temporarily overdrawn on your young person’s account if you need to by taking out a KBC Budget Facility.
| KBC Prepaid Card | 1.00 euro a month |
| KBC Plus Account with free KBC Credit Card | Free of charge |
As a student, you don't have a fixed income and are generally financially dependent on your parents. This means you are not eligible for a credit card, because you need a financial buffer to be able to defer payment for your purchases. And even if you have part-time work to earn some money on the side, you'll still usually be refused a credit card as a student. Fortunately, there is an alternative in the form of the prepaid card, which is just as convenient, safe and secure as a traditional credit card.
More information
* The KBC Credit Card is issued by KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels, FSMA 026 256 A. The KBC Flex Budget facility is an open-ended credit facility linked to the KBC Credit Card and used as an additional means of drawing credit. Lender and card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV. Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94 or ombudsman@ombudsfin.be, www.ombfin.be. This does not affect your legal rights.
