1) On this web page you will read information that IVESAM NV makes available to you as an investor. As IVESAM NV is a subsidiary of KBC Asset Management NV, in many cases the same arrangements apply as those which apply to KBC Asset Management NV. If you read in a document on this webpage a reference to KBC Asset Management NV, please interpret it as if it were IVESAM NV.

2) You can reach this web page by going to www.ivesam.be. As soon as you make a choice in the navigation or via the search function, you will leave the IVESAM NV website.

• Asset test
  When units in an investment fund are sold, withholding tax (the so-called ‘Reynders tax') may be due in some cases on the capital gains realised. This overview includes an asset test showing which investment funds are subject to this levy (Belgian withholding tax).
  

• Key Information Document (KID)
  The Key Information Document will help you understand the nature of investment funds and the risks associated with them. In this way, the document enables you to make well-informed investment decisions.
  

• Reorganisation of KBC’s fund offering
  It is sometimes necessary, in the investor’s interest, to merge or liquidate a sub-fund or investment fund. Find out more in this overview.
  

• Where are the assets in which your investment fund invests?
  A custodian literally takes custody of the assets in which your investment fund invests. They also perform a number of checks. Read here about who has assumed this important task for your investment fund.
  

Click here to start the Fund finder

For each investment product, consult information such as the investment policy, risks and key data - and documents such as the prospectus and the Key Information document (KID). 

• Privacy statement
  Your privacy is very important to us. Our aim is to process your personal data in a manner that is lawful, appropriate and transparent. In this privacy statement, we explain which of your personal details we collect from you as a natural person and then process.
• Summary of the rights of investors and (potential) investors
• Best Execution & Client Order Handeling Policy
  KBC Asset Management takes all reasonable measures to achieve the best possible result when orders are executed and processes these orders promptly and accurately. Read the details of this execution and processing here.
• Code of conduct for conflicts of interest
  Conflicts of interest can exist or arise within management companies. KBC Asset Management therefore has a code of conduct for conflicts of interest in order to detect, solve and monitor any such conflicts. It ensures that we operate fairly in line with the client’s interests.
• Fraud policy
  Combating fraud is a priority for KBC Asset Management. Here you can read more about the measures we take to prevent and reduce the risk of fraud and malpractice.
• Procedure for the protection of whistle-blowers
  KBC Asset Management staff are obliged to report any suspicion of fraud or other serious malpractices. This procedure enables them to do so without fear of reprisal.
• Remuneration policy
  This report provides you with more information on how entities in the KBC Asset Management group organise their remuneration policy.
• Retrospect Proxy Voting - overview
  This document gives you more information about how the engagement policy of KBC Asset Management was implemented last year.
• Retrospect Proxy Voting - voting instructions
  This document gives you an overview of all shareholders' meetings in which KBC Asset Management participated. It shows how KBC Asset Management voted in favor of the proposed resolutions.
• General exclusion policy for conventional and Responsible Investing funds
  This document gives you an overview of the exclusion policy applicable to all investment funds of KBC Asset Management.
• Exclusion policies for responsible investment funds
  This document gives you an overview of the exclusion policy applicable to all socially resposible investment funds of KBC Asset Management.
• Investment policy for Responsible Investing funds
• Sustainable finance disclosure
  Systematic and transparent information within the framework of the European Sustainability Related Financial Disclosure Regulation (SFDR).
  

• General legal declaration
  

KBC Asset Management Group PAI statement on entity level