What is a current account?
A current account is used for your day-to-day banking. It is usually the account into which money is paid (such as your salary). It is also the account your debit card is linked to, enabling you to pay online or in-store and withdraw cash from ATMs.
Your current account is therefore used to receive and spend money, while your savings account is for putting money aside.
What do you get with a current account at KBC?
- A debit card and card reader
- KBC Touch for online banking on your desktop
- KBC Mobile for banking on your smartphone
- A free credit card*
You can also use certain add-on services, such as a second debit card, the ability to pay with Apple Pay or to personalise your debit card with your own photo. Some add-ons can only be used with a KBC Plus Account or only come free with a KBC Basic Account.
Which current accounts are available at KBC?
At KBC, you can choose between the KBC Basic Account for 2.00 euros a month or the KBC Plus Account for 3.75 euros a month.
If you're under 25, you should go for the young person’s account, which is a free KBC Plus Account. However, you can only apply for the free credit card if you’re 18 or older.
How old do you have to be to open a current account at KBC?
At KBC, a child can have their own current account when they turn 10, i.e. the free young person’s account. However, this current account can only be opened by a parent or guardian if the child is still under 18.
* Subject to your application being approved
The KBC Credit Card is a credit card issued by: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels, FSMA 026 256 A.
The KBC Flex Budget facility is an open-ended credit facility linked to the KBC Credit Card and used as an additional means of drawing credit.
Lender and card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV.
Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94 or ombudsman@ombudsfin.be, https://www.ombudsfin.be/en/introduce-a-complaint. This does not affect your legal rights.
