Helping young drivers get on the road safely is a top priority for us
at KBC. That's why we've developed some great tools to help
learner drivers and their instructors every step of the way.
You have your licence and you're a proficient, safe driver. The next
thing you'll no doubt want is your own car. But where do you start? Is
it better to save up for it or get a loan? And what about insurance?
Let us walk you through it.
Save up or get a loan?
When you get your driving licence and are considering buying your
very first car, you'll have two key things to think about: how to
finance it and how to insure it.
You can pay for it in two ways:
Put off buying it for another while and start saving for it,
or
Get a car loan and drive straight off in your new set of
wheels
Save up for a car
If you'd rather not have to pay interest on a loan, you can always
save up for the car you have your eye on. How long you need to save up
obviously depends on what the car will cost you. There will be several
thousand euros of a difference between the price of a new car and a
used one.
Get a car loan
You may have already spotted your dream car and agreed the price. All
you need now is the money to buy it. If saving up isn't an option for
you and you can't wait to get behind the wheel, you may want to take
out a car loan*. We make it easy for you to apply
online in just a few steps.
You can get a loan from us without needing your parents to co-sign
as guarantors. You do, however, need a guarantor if you're not earning
any or don't have a regular income.
Work out how much you'll have to pay off each month using our car
loan calculator.
Insure your car
You'll also need car insurance. Not only is that advisable to protect
your investment, but it's also a legal requirement in Belgium to have
third-party
liability insurance for a vehicle.
Currently driving your parents' car and it'll be some time before
you buy your own? See what our KBC Start2Drive cover
can do for you.
Just bought your first car? Check out our KBC MyFirstCar insurance
for young drivers.
Extend your cover
You can expand your car insurance for more protection. You can opt
for fully
comprehensive or semi-comprehensive
covering loss or damage to your vehicle.
The right car insurance for you depends on you and your needs. Ask
us for an appointment to find out what's best for you.
Find out the best cover for you:
Looking for a car?
We have hundreds of lease vehicles up for sale every month. These are
young, well-maintained vehicles that come with a 12-month guarantee.
Check out the cars we have on offer online. You
might even find your dream set of wheels.
*
Instalment loan. Lender: KBC Bank NV, Havenlaan 2, 1080 Brussels,
VAT BE 0462.920.226, RLP Brussels, FSMA 026256 A. Subject to your
loan application being approved by KBC Bank NV.
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Cookie statement
KBC uses cookies to make your online experience more convenient and to better align the content of our websites and applications with your needs and preferences.
You can refuse to allow the installation of cookies, but some parts our websites and applications will not function optimally as a result. If you continue browsing a KBC website, log into a KBC app or click on 'Yes, I accept cookies', then you consent to the use of cookies in conformity with this cookie statement. You can withdraw your permission at any time by amending your cookie preference.
You can find more information about KBC’s use of cookies, how KBC protects your privacy and how to amend your cookie preference below.
1. What are cookies?
Cookies are small files that are installed on your computer, smartphone or tablet when you visit a website or use an application.
Different types of cookies ensure that you can be recognised for various purposes, e.g. storing your language preference in order to make your visit to our websites more convenient. Thus you need not select your language each time you visit. Other cookies are anonymous and collect information on how visitors use a website or application.
When we mention “cookies” in this document, then we are talking about cookies and comparable technologies. A Software Development Kit (SDK) is an example of such technology. This is used to accomplish the same goals in applications as with cookies for browsers.
2. What types of cookies are there?
KBC distinguishes between 3 types of cookies. You will find a list of all the specific cookies that KBC uses in point 8 .
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First-party cookies are installed and managed by KBC. They are specific to the KBC website that is visited or the KBC application that is used.
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5. What about your privacy?
The KBC privacy statement contains more information about the KBC privacy policy. This contains information about your rights if and when KBC processes your personal data during the use of cookies, for example.
If KBC uses third-party cookies (please refer to point 4), then KBC ensures that third parties cannot identify you from the data that is stored in those cookies.
Already a KBC client? Then we can link your KBC cookies to your personal data in our systems in a secure manner. KBC only does this with your permission.
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If you select a preference on a kbc.be website domain, then this preference applies to all websites with “kbc.be” in the address (e.g. www.kbc.be/ondernemen/en.html, privatebanking.kbc.be/en). There is a separate choice for all cbc.be and kbcbrussels.be. website domains. If you use multiple browsers (e.g. Internet Explorer, Safari, Chrome) then you must select a preference for each browser separately.
You can select your cookie preference in the KBC applications: KBC Mobile, KBC Business, KBC Assist. Your preference only applies to the application in which you select the preference.
7. How can you amend your cookie preference?
a. Accepting or amending cookies for this website or application
Do you want to accept cookies? Leave the check mark for analysis cookies checked and click on “Yes, I accept cookies”.
Do you only want to accept analysis cookies? Leave the check mark for analysis cookies checked and click on “No, I refuse cookies”.
Prefer not to accept cookies? Uncheck the check mark for analysis cookies and click on “No, I refuse cookies”. Keep in mind that the website or application will not function optimally as a result.
It should be noted that:
If you do not accept analysis cookies, you cannot accept other cookies.
Legislation permits KBC to continue using essential cookies (please refer to point 2) without your permission. Withdrawing your cookie preference has no effect on these.
You can disable third-party SDKs in the KBC applications by clicking on “No, I refuse cookies”.
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d. Accepting, refusing or deleting all cookies
You can refuse the installation of cookies via your browser settings. You can also remove all installed cookies from your computer or mobile device at any time. The method for refusing cookies in the most common browsers can be found on the following website: http://www.aboutcookies.org.
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